Compare › Wealthfront vs SoFi Invest
Wealthfront vs SoFi Invest: fees and fine print
Full transfer-out: Wealthfront $0 vs SoFi Invest $100, per each broker's official pages (checked Oct 30, 2026).
Last updated · 8 official sources (listed below)
The costs that don't show up in "$0 commissions": leaving, reverse splits, tender offers, and what idle cash earns. Every cell links to the broker's own page.
Where they differ
- Full ACATS transfer-out fee: Wealthfront $0 vs SoFi Invest $100
- Partial transfer-out fee: Wealthfront $0 vs SoFi Invest $100
- Voluntary reorg / odd-lot tender fee: Wealthfront Not published vs SoFi Invest $50
- DRIP (auto dividend reinvestment): Wealthfront Yes (Stock Investing Account) vs SoFi Invest Yes
- Rate on uninvested cash: Wealthfront 3.55% APY vs SoFi Invest Not published
| Fact | Wealthfront | SoFi Invest |
|---|---|---|
| Full ACATS transfer-out fee | $0 source · Oct 30, 2026 | $100 source · Oct 30, 2026 |
| Partial transfer-out fee | $0 Partial in-kind transfers only from Brokerage Accounts. source · Oct 30, 2026 | $100 source · Oct 30, 2026 |
| Reverse split / mandatory reorg fee | Not published | Not published |
| Fractional shares after a reverse split | Not published | Not published |
| Voluntary reorg / odd-lot tender fee | Not published | $50 Plus $100 per security for voluntary corporate action deposit/withdrawal. source · Oct 30, 2026 |
| DRIP (auto dividend reinvestment) | Yes (Stock Investing Account) Robo (Automated Investing) accounts reinvest through rebalancing instead. source · Oct 30, 2026 | Yes source · Oct 30, 2026 |
| Fractional share trading | Yes source · Oct 30, 2026 | Yes source · Oct 30, 2026 |
| Rate on uninvested cash | 3.55% APY Wealthfront Cash Account (program banks). Promotional boosts up to 4.45% on up to $150k. source · Oct 30, 2026 | Not published |
Full pages: Wealthfront fees · SoFi Invest fees · Wealthfront cash rate · SoFi Invest cash rate
Questions
Is it cheaper to leave Wealthfront or SoFi Invest?
Full transfer-out: Wealthfront $0, SoFi Invest $100 (official fee schedules).
Sources
- https://support.sofi.com/hc/en-us/articles/360053593412-How-does-dividend-reinvestment-at-SoFi-work
- https://support.sofi.com/hc/en-us/articles/4408306213773-How-do-I-transfer-assets-out-of-my-SoFi-Invest-account-as-an-ACAT
- https://support.wealthfront.com/hc/en-us/articles/115003462743-Can-I-transfer-the-securities-in-my-account-to-another-firm
- https://support.wealthfront.com/hc/en-us/articles/13423587685140-Can-I-buy-a-fractional-share-of-a-stock-in-my-Stock-Investing-Account
- https://support.wealthfront.com/hc/en-us/articles/53091807318420-Why-was-cash-transferred-from-my-Stock-Investing-Account-to-my-Cash-Account
- https://www.sofi.com/invest/fractional-shares/
- https://www.sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
- https://www.wealthfront.com/cash
Each source was read on or before Oct 30, 2026. Fees and rates change; confirm on the broker's site before acting.